Southeastern North Carolina Exclusive Buyers Agent

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New Hanover County Brunswick County Jacksonville Board of Realtors
Buyer Tips Loan Advice Interest Rates Mortgage Calculator
Wilmington NC Exclusive Buyers Agent

Loan Advice


Different Types of Lenders   
Mortgage Bankers   
Mortgage Brokers   
Wholesale Lenders   
Portfolio Lenders   
Direct Lenders   
Correspondents   
Banks   
Savings & Loans   
Credit Unions
 
Advantages of Different Types of  Lenders   
What kind of Lender is Best?   
Portfolio Lenders   
Banks and Savings & Loans   
Mortgage Bankers   
Mortgage Brokers   
Wholesale Lenders

When Realtors or Builders Recommend a Lender
 
Things You Need When You Apply for a Home Loan   
"Alternate" Documentation versus Full Traditional Documentation   
The Actual List of things you need to get a quick loan approval

Closing Costs When Buying or Refinancing a Home   
Introduction   
Lender Associated Costs - the "normal" ones   
Lender Associated Costs - the "other" ones   
Items Paid in Advance   
Impounds or Reserves   
Costs not Associated with the Lender   
Refinancing Associated Costs   
Asking the Seller to Pay Closing Costs - Advice and Rules

Mortgage Interest Rates - How it Works   
A Loan Officer's Rate Sheet   
Pricing the Loan   
Quoting Rates to You   
Locking in Your Rate   
Shopping for Rates   
Getting Reliable Quotes

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